Personal loan length

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Personal loan length

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Personal loan length

Before we go any further, let me explain what cash reserves are and why some lenders require them. Definition of Cash Reserves, in a Mortgage Context. When mortgage lenders mention cash reserves, they are talking about extra money the borrower has in the bank at the time of underwriting and closing.

The amount is typically expressed in terms of monthly mortgage personal loan length. For instance, a lender might require borrowers to have three months worth of payments in the bank at closing. This is above and beyond the amount required for the down payment and closing costs, by the way.

Personal loan length