Credit score needed to get a small personal loan

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Credit score needed to get a small personal loan

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Its not surprising that Pay Day loans are prevalent in Las Vegas, especially with high unemployment rates. With interest rates typically between 99 and 500, theyre certainly no bargain but sometimes theyre a last resort that simply must be taken.

Credit score needed to get a small personal loan

If you are paying off other debts, your debt ratios will be improved. The bank would look favorably at this. Video of the Day. After assessing your credit and income documents, the loan officer will take a loan application. If so, give the information requested and allow him to get a tri-merged (all credit bureau reports consolidated into one) credit report with scores.

He will prepare a "good faith estimate" of costs involved in doing the loan for you. Expect a higher rate than home loan rates, since land loans are higher risk to the bank.

A full loan package that will require your signature and date are next. Discuss your appraisal and value with him and give a copy of the appraisal containing the appraiser's name and contact number.

Credit score needed to get a small personal loan