Credit score needed for citizens bank personal loan

The APR is a specific rate of interest on the total loan amount and it may vary. It is based on a loan amount, its cost and term, timing of payments and repayment amounts. Certain states have laws that limit the Annual Percentage Rate (APR) that can be charged by a lender.

Personal loan APR may vary by lender and range from 4. 99 to 450. Cash advance loan APRs may start at 200 and reach 1386.

Credit score needed for citizens bank personal loan

Customers with credit difficulties should seek credit counselling. 1 All credit and loan amounts are subject to approval in accordance with our lending criteria and state regulations. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.

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Credit score needed for citizens bank personal loan

44 which including the 3 fee paid from the loan amount, would have a total cost of 329. Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320. 12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18.

Credit score needed for citizens bank personal loan